Home Buyers Checklist
Your Guide to Planning, Searching, and Buying in Central Florida
Planning to buy a Central Florida home? Use this home buying checklist to organize your budget, compare properties, and prepare for the steps from search to closing. Summer Burkhart and Thomas Foster can help you build a plan around your priorities.
Define Your Priorities & Timeline
Decide how you will use the property, which features matter most, and when you would like to move.
Ask Yourself:
- Will this be your primary home, a second home, or an investment?
- Which locations fit your commute and daily routine?
- Which features are essential, and where can you compomise?
- When would you like to move, and does your lease or current home sale affect that timing?
Start With What Matters Most to You..
Plan Your Budget & Financing
Set a comfortable budget for the purchase and ongoing ownership costs. If you plan to finance, discuss your options with a lender before touring homes.
Ask Yourself:
- What monthly housing cost fits your budget, including taxes, insurance, and association fees?
- How much have you set aside for a down payment, closing costs, and reserves?
- Have you reviewed your credit and discussed financing options with a lender?
- Do you have a current mortgage preapproval or proof of funds for a cash purchase?
Build Your Search Around a Comfortable Budget.
#3
Partner with the Right Real Estate Team
Experienced local advisors protect your interests at every step.
Ask Yourself:
- Does your agent know Central Florida micro-markets well?
- Do they offer strong negotiation skills and clear communication?
- Can they spot structural concerns and hidden costs?
- Do they prioritize your best interests over a quick sale?
The Right Guidance Protects Your Investment.
#4
Tour Homes & Explore Neighborhoods
Look beyond surface staging to evaluate true long-term value.
Ask Yourself:
- Does the floor plan suit your daily routine?
- What is the age and condition of the roof, HVAC, and plumbing?
- How does the neighborhood feel at different times of day?
- Are there HOA rules, extra fees, or upcoming developments?
A Smart Purchase Looks Beyond Surface Finishes.
#5
Craft a Strategic Offer & Due Diligence
Structure a protected offer and inspect the property thoroughly.
Ask Yourself:
- What do recent neighborhood sales indicate about fair price?
- What contingencies are needed for your protection?
- Have you scheduled professional home and 4-point inspections?
- Are property taxes and insurance quotes factored in?
Informed Decisions Lead to Lasting Confidence.
#6
Final Walkthrough & Closing Day
Ensure all agreed terms are met before taking ownership.
Ask Yourself:
- Did the seller complete all requested repairs?
- Have you reviewed your final Closing Disclosure line by line?
- Did you verify wire instructions directly with the title company?
- Are utilities scheduled to transfer on closing day?
Closing with Complete Peace of Mind.
Start Your Home Search Today
Let’s find the right Central Florida property together.
Contact Details
-
LPT Realty LLC
1400 S. International Pkwy.,
Lake Mary, FL 32746 - Summer: (407) 519-0007
- Thomas: (321) 754-3278
- Brokerage: (877) 366-2213
- info@burkhartfoster.com
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